Rates Crossed 7%. Should a Lancaster New Construction Buyer Take the ARM?

Rates Crossed 7%. Should a Lancaster New Construction Buyer Take the ARM?by: Steven J. ThomasPublished on: 11/09/2026

Rates hit 7.07% on Sept 10, 2026. Real payment math on a $350K Lancaster TX new build: 7/1 ARM vs 30-year fixed vs a builder buydown, and which one wins.

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Rates Crossed 7%. Should a Lancaster New Construction Buyer Take the ARM?